|   | 
                  |  | 
              |  | 
                      | Welcome to Thursday, Money readers. It's David here, with today's essential business news.  | 
                                                                              | Four companies -- Graco, Summer Infant, Evenflo and Delta Children -- are recalling more than 165,000 inclined infant sleepers because they pose a suffocation risk for babies. | 
                                                                              | In international news, the economic fallout from the global outbreak of the coronavirus is spreading as U.S. companies restrict travel to China and close stores there. | 
                                                                              | And if you're applying for a home mortgage or credit card, pay attention: The Federal Reserve on Wednesday kept interest rates unchanged after three cuts in 2019.  | 
                                                                              | David Brinkerhoff, Deputy Money Editor. | 
                                          |  | 
                |  | 
                    |  | 
                              |  | 
                        |            | 
                      |  | 
                        |            | 
                      |  | 
                        |            | 
                      |  | 
                        |            | 
                      |  | 
                        |            | 
                      |  | 
                        |            | 
                      |  | 
                        |            | 
                      |  | 
                        |            | 
                      |  | 
                  |  | 
                    |  | 
                        |  | 
        |  |