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                	       		               	       			|  |        							      								|       										      											|  | Personal Finance |  |  |  |        											|  |   |  | some people just cannot help themselves in avoiding the pitfalls of instant wealth.
 
 |  |  |        							      								|       										      											|  | Personal Finance |  |  |  |        											|  |   |  | In what has become a year-end tradition, Congress this month extended several income-tax provisions that had expired, providing some money-saving options heading into the return-filing season that begins Jan. 19.
 
 |  |  |        							      								|       										      											|  | Personal Finance |  |  |  |        											|  |   |  | If you've never created a budget, just do it already. Your bank or credit card company can help - many have started categorizing spending and creating year-end reports for customers.
 
 |  |  |        							      								|       										      											|  | columnist |  |  |  |        											|  |   |  | Will my wife have the option of filing a "restricted application" for spousal benefits?
 
 |  |  |        							      								|       										      											|  | Personal Finance |  |  |  |        											|  |   |  | Figuring out if you've saved enough is an easy calculation. So grab your calculator.
 
 |  |  |        							      								|       										      											|  | money |  |  |  |        											|  |   |  | Saving for a down payment on a house becomes easier when you know what you want.
 
 |  |  |        							      								|       										      											|  | Personal Finance |  |  |  |        											|  |   |  | Saving for a down payment on a house becomes easier when you know what you want.
 
 |  |  |        							      								|       										      											|  | tech |  |  |  |        											|  |   |  | A NRDC-backed study shows 4K TVs use 30% more energy than their 1080p counterparts.
 
 |  |  |        							      								|       										      											|  | cars |  |  |  |        											|  |   |  | Prepping your car for the winter can limit your chances of taking a hit to the pocketbook.
 
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