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                	       		               	       			|  |        							      								|       										      											|  | markets |  |  |  |        											|  |   |  | Today is the final Ask Matt column. It seemed time to impart the top lesson I've learned from answering your questions for 17 years.
 
 |  |  |        							      								|       										      											|  | Personal Finance |  |  |  |        											|  |   |  | This could be the year you decide to stop working for someone else and start your own business.
 
 |  |  |        							      								|       										      											|  | Personal Finance |  |  |  |        											|  |   |  | The average woman must save $1.25 for every $1 a man invests to build an equivalent retirement nest egg, a new study shows.
 
 |  |  |        							      								|       										      											|  | Personal Finance |  |  |  |        											|  |   |  | If your employer offers you free money for contributing to your retirement plan, take it. Otherwise, you'll be selling yourself short in the long run.
 
 |  |  |        							      								|       										      											|  | Personal Finance |  |  |  |        											|  |   |  | If you never apply for the higher benefit amounts, the Social Security Administration will simply continue paying you the lower amounts that you have been collecting.
 
 |  |  |        							      								|       										      											|  | money |  |  |  |        											|  |   |  | Lawsuit accuses firm of processing student borrowers' payments improperly
 
 |  |  |        							      								|       										      											|  | Personal Finance |  |  |  |        											|  |   |  | Mortgage rates are still sharply higher than a 30-year rate that averaged 3.65% for 2016.
 
 |  |  |        							      								|       										      											|  | Personal Finance |  |  |  |        											|  |   |  | "Time will tell" what impact these lawsuits have on borrowers. Borrowers should regularly check their student loan accounts to make sure their loans are being serviced correctly.
 
 |  |  |        							      								|       										      											|  | cars |  |  |  |        											|  |   |  | It's not always affordable to buy a new car or expensive technology packages, but  you don't need a new car to get some of the latest upgrades.
 
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