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                      | Good morning, Money readers. It's David Brinkerhoff in New York City.  | 
                                                                              | If buying a real Christmas tree is the first item on your holiday list after eating a turkey, don't rush it. We'll tell you why a little patience pays off this year. Also, you may want to keep your smartphone deep in your pocket when you hit Black Friday sales. It could cost you.  | 
                                                                              | And there are growing concerns that facial recognition technology could harm people of color and women. We look into it. | 
                                                                              | Now let's get to our other top Money and Tech stories for this Tuesday.  | 
                                                                              | David Brinkerhoff, Deputy Money Editor  | 
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