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                      | Welcome to holiday crunch time, Money readers. It's David, bringing you our top financial news at the start of this Christmas and Hanukkah week.  | 
                                                                              | Good news for workers next year. Minimum wages are going up in many states, including California, New York, Illinois, Maine, Michigan and Massachusetts. | 
                                                                              | If Santa doesn't put your favorite toy under the tree, he'll at least leave you a bigger 401(k). Yes, it's looking like a Santa Claus rally on Wall Street this holiday week. We unpack what that means. | 
                                                                              | And here are 10 ways to avoid the unpleasant surprise of higher Medicare premiums.  | 
                                                                              | Happy holidays, and keep scrolling for more news. | 
                                                                              | David Brinkerhoff, Deputy Money Editor | 
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