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                      | Welcome to Thursday, Daily Money readers. It's David here, with our top business and tech news of the day.  | 
                                                                              | The government issues a key economic report this morning: the number of people filing for unemployment benefits. Check in later this morning for our full story. | 
                                                                              | A hit to retirement: Seven in 10 Americans say the COVID- 19 pandemic will affect their retirement, with many dipping into their nest eggs, scaling back contributions and planning to work longer, a new survey shows. | 
                                                                              | Caffeine withdrawal: Starbucks will close up to 400 stores over the next 18 months while also expanding curbside pickup, Drive-Thru and mobile-only pickup locations. | 
                                                                              | Removing locks: Walmart will no longer keep black beauty products locked up in cases in stores, a practice that has made the giant retailer the target of criticism. | 
                                                                              | David Brinkerhoff, Deputy Money Editor | 
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