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                      | Happy hump day, Daily Money readers. It's Brett Molina with the latest Money and Tech headlines Wednesday. | 
                                                                              | Did your stimulus payment come in the form of a prepaid debit card? You may want to hang on to it, even if you've already used the money. If Congress approves a second round of Economic Impact Payments, it's possible those cards could help get you cash more quickly. It's among the many questions and pitfalls surrounding payments as the government considers a second stimulus. | 
                                                                              | Finding a cheap mortgage could all depend on your zip code. A report from home-financing startup Haus found metropolitan areas with a higher concentration of banks tend to offer lower mortgage rates. So which areas had the lowest rates? | 
                                                                              |                                                                                                       | • | Dubuque, Iowa |                                        | • | Springfield, Illinois |                                        | • | Lima, Ohio |  | 
                                                                              | Finally, rising drug prices have hammered the reputations of pharmaceutical industries. But the coronavirus pandemic and quest for a potential vaccine could allow these companies a chance to redeem themselves. | 
                                                                              | Scroll down for more news in Money and Tech. | 
                                                                              | Brett Molina, Money/Tech editor | 
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