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                      | Welcome to Tuesday, Daily Money readers. It's Brett Molina back with another round of Money and Tech headlines. | 
                                                                              | We're barely halfway through September, but retailers are already thinking about the holiday shopping season. Specifically, how much money are we planning to spend? | 
                                                                              | Social Security checks are expected to increase in 2021. But don't get too excited. An estimate from the Senior Citizens League suggests a 1.3% cost-of-living adjustment next year. For the average retiree receiving a check of $1,517 this year, it's an extra $19.70 a month. | 
                                                                              | For the tech lovers out there: Apple is expected to introduce a new iPad and Apple Watch, and preview iOS 14. Here's what to expect. | 
                                                                              | Finally, many home sellers will entice potential buyers with a home warranty. But are they worth it?  | 
                                                                              | Scroll down for even more Money and Tech news. And, as always, thanks for reading. | 
                                                                              | Brett Molina, Money/Tech editor | 
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