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                      | Welcome to the first Daily Money of 2021, dear readers. It's Brett Molina back with the first round of new year headlines straight to your inbox. | 
                                                                              | Before we leave 2020 in the dust, last year can provide us with some valuable lessons that could influence our financial plans for 2021. | 
                                                                              | Wednesday is Three Kings Day, which commemorates the "Wise Men" visiting the nativity scene. The day typically celebrated in Latino households could serve as a "second Christmas" for businesses. | 
                                                                              | Finally, who's ready for another streaming service? This time, it's Discovery+ launching today, with content from channels including Discovery Channel, Food Network, HGTV, Animal Planet and TLC. It starts at $4.99 a month.  | 
                                                                              | Scroll down for more headlines, and thanks for reading. | 
                                                                              | Brett Molina, Money/Tech editor | 
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