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| Good morning, Daily Money subscribers, it's Nathan Bomey again. It's pretty ugly out there. Hope you're staying warm and safe! On to our ... |
| INSIGHT OF THE DAY: You've heard it before: Roth IRAs are the way to go because they provide tax-free retirement savings. And that's true. But there's one thing to watch out for: There's no penalty for withdrawing principal early, and if you start doing that, you could quickly compromise your retirement plans. So think very hard before touching that account. |
| Now for the rest of the news. |
| 1. A confluence of forces is conspiring to bump up the price of fueling up. Yes, the storm is taking a toll. Get ready for an increase of 10 cents to 20 cents a gallon in the coming days. |
| 2. The fallout from the GameStop-Reddit-Robinhood saga is starting to play out. The CEOs of Reddit, Robinhood, electronic-trading firm Citadel Securities and hedge fund Melvin Capital will testify before Congress today. So will the investor who started it all on Reddit. Here's what to expect at a hearing that's likely to get testy. |
| 3. If you can help it, you don't want to rely purely on Social Security to retire. But it might still end up being a big portion of your retirement income, so here are three strategies to maximize your benefits. |
| 4. Ever get the feeling like you're being watched ... on your phone? You might be. Here's how to get rid of those annoying cookies. |
| More below! |
| --Nathan Bomey, Money reporter |
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