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                      | It's November and for those excited people who replaced their spider web decor with a Christmas tree at exactly 12:01 this morning, it's the start of the holiday season. Katie Wedell here with your top headlines for the day.  | 
                                                                              | It's also open enrollment season for most health plans. We recently reported that inflation may finally be catching up with your healthcare premium in the new calendar year.  | 
                                                                              | As plans continue to shift more cost burden onto their members – that's you – we took a look at the role patient assistance programs and drug manufacturer coupons play in the always confusing world of drug pricing.  | 
                                                                              | You can read more about how the various available drug discounts work, and what pitfalls to be aware of with each here: The pros and cons of drug copay coupons and patient assistance programs. | 
                                                                              | Amazon and Apple foresee slowdown  | 
                                                                              | If you go by the projections of giants Amazon and Apple, the outlook for consumer spending may be dimming, even though government data doesn't currently reflect that.  | 
                                                                              | Ecommerce giant Amazon.com and gadget maker Apple raised eyebrows with disappointing sales outlooks going into year-end holidays. | 
                                                                              | 📰 More stories you shouldn't miss 📰 | 
                                                                              | This may be the year to dine out for Thanksgiving, thanks to, what else, inflation.  | 
                                                                              | A new report says the Native American unemployment rate hovers near the lowest level in 22 years. | 
                                                                              | Twitter's verification process may be revamped, including a possible $20 monthly fee to get that blue checkmark.  | 
                                                                              | 🎁 You get a car! 🚗 | 
                                                                              | Okay, not really. Seriously, it's not time to buy a car right now.  | 
                                                                              | But it IS time for Oprah's annual Favorite Things List of gifts to give.  | 
                                                                              | Don't miss our investment guide | 
                                                                              | Stay calm and invest on. Consider your choices – and what to invest in, and whether to do it yourself. Get more advice like this in USA TODAY's Personal Finance Investment Guide. | 
                                                                              | About The Daily Money | 
                                                                              | Each weekday, The Daily Money delivers the best consumer news from USA TODAY. We break down financial news and provide the TLDR version: How decisions by the Federal Reserve, government and companies impact you. | 
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