|     |     |     |     | ALL THE MONEY NEWS YOU NEED TO KNOW |  |  |  |      |     |     |   |      |     | 
 Good morning and welcome to Friday's The Daily Money. This is Betty Lin-Fisher. Each Friday, I will bring you a consumer-focused edition of this newsletter. |      | 
 If you have a credit card that earns rewards, are you a spender or a hoarder? |      | 
 According to a new study, two-thirds of Americans are hoarding rewards. But if you're doing that while still carrying debt, that's a losing strategy, my colleague Medora Lee explains in a story published this morning. |      | If you're hoarding your credit card rewards, especially if you carry debt, that's a losing strategy, according to an expert. Andy Manis/ USA TODAY |      | 
 Uber, Lyft to leave Minneapolis on May 1 |      | 
 After May 1, if you're in Minneapolis you're going to have to find a different way to get around if you rely on ride-sharing services. |      | 
 Uber and Lyft both announced they'd be leaving one of the Twin Cities after the Minneapolis City Council voted to override a mayoral veto and require the ride-sharing services to enact a pay raise for its drivers. |      | 
 📰 Consumer stories you shouldn't miss 📰  |      | 
   | • | Carmakers are tracking and sharing drivers' behavior and reporting to insurance companies – sometimes without consent, the New York Times reports. |  | • | Did you have insurance through the Affordable Care Act marketplace in 2023? What you need to know about taxes. |  | • | Want to learn how to do the cash-envelope system for budgeting? |  | • | McDonalds restaurants around the world are experiencing an outage this morning. |  | • | How green is your next vacation? |  |      | 
 With so many alternatives to cow's milk, is milk bad for you? Check out this story, in which a dietician talks about the nutritional value of cow's milk and reasons why you may want to look at alternatives. |      | 
 Each weekday, The Daily Money delivers the best consumer news from USA TODAY. We break down financial news and provide the TLDR version: how decisions by the Federal Reserve, government and companies impact you. |  |  |  |      |     |     |     | Two out of three Americans with credit card debt chase rewards in hopes of earning a freebie. Here's why financial experts say it's "a big mistake." |  |  |  |      |     |     |   |      |     |     |     |     |   Rideshare companies Uber and Lyft have both said they would be ceasing operations in Minneapolis on May 1 due to a dispute over driver wages. |  |  |  |      |     |     |     |   If you had a Marketplace health plan and received an advance premium tax credit, file your taxes to see if you're due a refund or owe money from it. |  |  |  |      |     |     |     |   McDonald's Corporation has been experiencing global tech problems Friday. The company says the issue is being resolved, but customers are hungry. |  |  |  |      |     |     |     |   Greenwashing, or making exaggerated claims about your sustainability to attract visitors, is everywhere in the travel industry. |  |  |  |      |     |     |     |   There are slews of milk alternatives in the dairy aisle. Does that mean regular ol' cow's milk is bad for you? |  |  |  |      |     |     |     |   From Texas to Maine, towns and cities across the nation are gearing up for the total solar eclipse with numerous events and viewing parties. |  |  |  |      |     |     |     |   Singapore Airlines will overhaul its premium economy menus and amenity kits later this month. |  |  |  |      |     |     |     |   Kim Komando puts three free versions of artificial intelligence – ChatGPT, Gemini and Perplexity – to the test to see which is best. |  |  |  |      |     |     |     |   Employees at a Patagonia store in Reno, Nevada have voted to unionize, making it the first location to seek labor union representation. |  |  |  |  |      |   |      |     |     |     | Sign up for the news you want |      | Exclusive newsletters are part of your subscription, don't miss out! We're always working to add benefits for subscribers like you. |  |  |  |  |  |  | 
  
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