|     |     |     | ALL THE MONEY NEWS YOU NEED TO KNOW |  |      |     |  |     | Daniel de Visé |   Personal Finance Reporter
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 Good morning! It's Daniel de Visé with your Daily Money. |      | 
 Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral.  |      | 
 Fewer Americans stopping for fast food |      | 
 Fast-food restaurants, once the first stop for Americans looking to grab a meal before a long work day, are fighting to win back customers. |      | 
 'Trump Accounts' are free money. Here's how to claim it. |      | 
 Every child born between 2025 and 2028 is getting a baby shower gift from Congress and the president: a $1,000 deposit into a "Trump Account."  |      | 
 It's free money, but your baby can't spend it. Think of "Trump Accounts" as seed money, basically, to encourage children and families to save and build wealth for the many expenses of adulthood.   Here's how they work. |      | 
 📰 More stories you shouldn't miss 📰 |      | 
 Each weekday, The Daily Money   delivers the best consumer and financial news from USA TODAY, breaking down complex events, providing the TLDR version, and explaining how everything from Fed rate changes to bankruptcies impacts you. |      | 
 Daniel de Visé covers personal finance for USA Today. |  |      |     | The 4% rule has stood for three decades. Now, it's getting an update. |  |      |     |     |     |     |   What's been happening in the fast-food landscape that it has become harder to feed a family as a cheap meal? |  |  |  |      |     |     |     |   Yes, it's free money, but there are lots of other tax-advantaged savings plans. Are "Trump Accounts" a worthy investment? |  |  |  |      |     |     |     |   The furniture and home decor retailer At Home is closing 29 of its locations across the country by Sept. 30, 2025. |  |  |  |      |     |     |     |   California billionaire couple Stewart and Lynda Resnick put the most expensive home in the United States up for sale. See how much it costs. |  |  |  |      |     |     |     |   Costco is set to implement its executive member shopping hours across stores. See when it takes place and if warehouses are open on Labor Day. |  |  |  |      |     |     |     |   Today's SUV market is packed with options, but these five standout picks earned top marks from our automotive critics. |  |  |  |      |     |     |     |   You'd assume that not being able to collect benefits could upend your retirement. But there's another factor that could cause even more financial pain. |  |  |  |      |     |     |     |   Presidents Donald Trump and Joe Biden created car-buying incentives. Here's how to take advantage of both before Biden's expires in September. |  |  |  |      |     |     |     |   Our app gives you award-winning coverage, crosswords, audio storytelling, eNewspaper and more. |  |  |  |  |      |     |     |     | Sign up for the news you want |      | Exclusive newsletters are part of your subscription, don't miss out! We're always working to add benefits for subscribers like you. |  |  |  |  |  | 
  
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