|     |     |     | ALL THE MONEY NEWS YOU NEED TO KNOW |  |      |     |  |     | Daniel de Visé |   Personal Finance Reporter
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 Good morning! It's Daniel de Visé with your Daily Money. |      | 
 One S&P 500 please, hold the diversity, equity and inclusion. |      | 
 That is the proposed selling point of a new index fund launching today: The exchange-traded fund mirrors the S&P 500 but excludes   37 companies that engage in DEI. |      | 
 More car buyers make four-figure payments |      | 
 Car buyers set a record in the second quarter, as more opted for whoppingly long-term loans and monthly car payments that look more like mortgage checks. |      | 
 Will tariffs impact Amazon Prime Day? |      | 
 But at least one company is forecasting that sales for the online sales event will break records as budget-conscious shoppers look for deals. |      | 
 📰 More stories you shouldn't miss 📰 |      | 
 Each weekday, The Daily Money   delivers the best consumer and financial news from USA TODAY, breaking down complex events, providing the TLDR version, and explaining how everything from Fed rate changes to bankruptcies impacts you. |      | 
 Daniel de Visé covers personal finance for USA Today. |  |      |     | Trump ally and former DOGE adviser James Fishback has launched an index fund that excludes S&P 500 companies with DEI hiring goals. Should you invest? |  |      |     |     |     |     |   One in five car buyers in the second quarter agreed to a $1,000-a-month car loan payment and increasingly more are taking out seven-year-long loans. |  |  |  |      |     |     |     |   Amazon's Prime Day sales event will be held July 8-11. Will tariff worries have an effect on sales? |  |  |  |      |     |     |     |   Shop new early Prime Day deals on Apple AirPods, including AirPods Pro 2, AirPods 4 and Beats headphones—save up to 49% ahead of Amazon Prime Day. |  |  |  |      |     |     |     |   President Donald Trump's administration says higher rates will go into effect Aug. 1. Here's where trade negotiations stand. |  |  |  |      |     |     |     |   Only about half of the homeowners potentially impacted by floods in Kerr County were in FEMA's flood zones, and even fewer likely had flood insurance. |  |  |  |      |     |     |     |   WorldAtlas ranked the Georgia-based favorite in a list of the 10 least nutritious fast food restaurants in the U.S. See where it ranked. |  |  |  |      |     |     |     |   Maintaining transparency is crucial when recommending a friend or relative for a job. |  |  |  |      |     |     |     |   Roth IRAs can be an attractive addition to your portfolio, but boy, are they surrounded by rules and regulations. It's easy to become confused. |  |  |  |      |     |     |     |   Our app gives you award-winning coverage, crosswords, audio storytelling, eNewspaper and more. |  |  |  |  |      |     |     |     | Sign up for the news you want |      | Exclusive newsletters are part of your subscription, don't miss out! We're always working to add benefits for subscribers like you. |  |  |  |  |  | 
  
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