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Sunday, 12 April 2026

Last-minute tax tips for procrastinators

Tax deadline is only days away. Here's a checklist ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌  ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ 
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The Daily Money

ALL THE MONEY NEWS YOU NEED TO KNOW

Sun Apr 12 2026

 

Medora Lee Money and Personal Finance reporter

The April 15 tax deadline is now only days away, making this the final stretch of tax season.

If you haven't filed your taxes yet, now is the time to lock yourself in a room and hunker down.

If you plan to snail mail a paper return, get your return out ASAP. With U.S. Postal System changes , it may take longer to get that valuable April 15 postmark. Since it's so close to Aprl 15, you may choose to take it to the nearest local post office, wait in line and get a handstamped postmark at the counter.

If you plan to file electronically, you have a few more days. With that in mind, we have some tips to make sure you use that time wisely and find all the savings you can.

Last-minute checklist for savings

To make sure you're maximizing tax laws to your advantage, check out these tips.

The old standbys of filling up retirement accounts and health savings accounts (you can do so up until tax day and take the tax break) are tried and true, but there are more. Some stem from state 529 laws and others from President Donald Trump’s signature tax and spending plan passed last summer.

Here's our list.

Syndication Usa Today

April 15 is the tax filing deadline for most taxpayers. But individuals and businesses that were hit by the severe storms and tornadoes in parts of Michigan last August now have until June 17 to file their income tax returns.

Susan Tompor / USA TODAY NETWORK, Susan Tompor / USA TODAY NETWORK / USA TODAY NETWORK via Imagn Images

Watch out for scams

Sometimes when people are stressed and rushed, they don't think clearly. So here's a reminder of what scams to watch out for that could end up in a mess with the IRS or your wallet. Or both.

The IRS has its own "Dirty Dozen " tax scams. They include phishing emails, ghost tax preparers, fake tax credits and other tactics designed to steal money, personal data or tax refunds.

There are also a few bogus tax tips aimed at young filers.

📰 More stories you shouldn't miss ðŸ“°

Tax relief

If you need a break or trying to finagle a tax break, here are some unusual tax breaks people have taken or tried to take over the years.

Each weekday, The Daily Money  delivers the best consumer news from USA TODAY. We break down financial news and provide the TLDR version: how decisions by the Federal Reserve, government and companies impact you. 

Christanine Brodis, 48, of Detroit talks on the phone with a representative from the Accounting Aid Society to help her file her 2020 taxes at her home on Feb. 13, 2021. Brodis lost her job as a personal home care provider and is struggling to get a tax refund from last year and she did not get one of her stimulus checks.

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Hate paying taxes? If you live and work in different places, you could potentially be at risk of paying twice. What to know to avoid that.

Taxpayers have until April 15 to file their 2023 federal and state of Michigan income tax returns. Millions will file earlier to get their tax refund cash.
 

IRS may owe you a refund from COVID but you'll have to act quickly

Millions of taxpayers may be owed an IRS refund for penalties or interest charged during COVID. You'll have to act quickly if you're one of them.

The IRS said it expects to receive about 164 million individual income tax returns in 2026, with most taxpayers filing electronically.
 

Where's my refund? More Americans are relying on tax windfalls

Nearly half of American taxpayers are counting on an IRS refund to help with bills and debts in 2026. Here's how to get yours.

Tax Day is April 15, in case you needed a reminder.
 

When is the tax deadline? How late can you request an extension?

Taxes are due by April 15 unless you file for an extension or live in states with local holidays or are affected by recent disasters.

The April 15 tax deadline is close, but experts say there's still time to find tax savings and claim credits.
 

Tax deadline is near. Here's how you can still save money before filing.

The April 15 tax deadline is close, but experts say there's still time to find tax savings and claim credits. You just need to know where to look.

Oregon has the highest effective tax rates in the nation, according to a new report.
 

Here are the states with the highest and lowest tax rates for 2026

You might be surprised which states have the highest and lowest "effective" tax rates, a metric that measures how much of your income you pay in tax.

A Form 1040 is pictured under a watch. U.S. taxpayers use the form to file an annual income tax return.
 

Mailing a tax return? Your deadline may be as early as April 9

A USPS change means paper tax returns might be postmarked late, leading to IRS penalties. Learn how to avoid them.

The April 15 tax deadline is close, but experts say there's still time to find tax savings and claim credits.
 

Make sure your children don't fall for these bogus tax tips

Young people are getting tons of tax advice. But it could create more problems than solutions.

A smiling person at a laptop.
 

Missed maxing out your 2025 IRA? You still have time.

One thing you should know is that it's actually not too late to finish funding your 2025 IRA. You just need to act quickly.

Woman receiving consultation in a clinic while a doctor holds a pair of silicon breast implants.
 

How some Americans push the IRS' limits for tax deductions. And win.

Everyone wants a tax break. Over the years, some Americans have tested limits for what they can take as a tax deduction. Here are some they've won.

 

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