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Wednesday, 31 December 2025

No more SNAP benefits for sweets

Also: Looking back on a year of tariffs ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌  ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ 
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The Daily Money

ALL THE MONEY NEWS YOU NEED TO KNOW

Wed Dec 31 2025

 

Daniel de Visé Personal Finance Reporter

Good morning! It's Daniel de Visé with your Daily Money. Happy New Year's Eve!

If you have a sweet tooth, you may not be able to feed it with food stamps in 2026. Millions of SNAP recipients will face new limitations on what they can buy, including bans on soda, energy drinks and candy.

The year of tariffs

Next up, here's a look back at President Donald Trump's campaign of import tariffs in 2025, and its impact on America's economy.

Trump Accounts may bring tax headaches

Finally, here's a new analysis of those $1,000 Trump Accounts, focusing on what they mean for your taxes. Medora Lee digs into some details that might surprise you.

📰 More stories you shouldn't miss ðŸ“°

Judge rules consumer watchdog agency must be funded
Is the stock market open today?
You're running out of time for these tax-saving moves
Is Social Security going bankrupt? What to know.
Here are 5 good, cheap cars from 2025

And . . . that's a wrap for The Daily Money in 2025. Hudson, the Daily Money dog, wishes you a Happy New Year.

Messages Image(1806544472).jpeg

Happy New Year from Hudson, the Daily Money dog.

Daniel de Vise

Daniel de Visé covers personal finance for USA TODAY. The Daily Money breaks down complex consumer and financial news. Subscribe here.

AUSTIN, TEXAS - FEBRUARY 12: A customer shops for produce at an H-E-B grocery store on February 12, 2025 in Austin, Texas. The Labor Department is expected to report today on January prices as measured by the consumer-price index, with a separate report on wholesale prices delivered tomorrow. (Photo by Brandon Bell/Getty Images)

At least 18 states will implement changes to the federal Supplemental Nutrition Assistance Program in the new year. Five of them face changes on Jan. 1.

President Donald Trump delivers remarks on tariffs in the Rose Garden at the White House in Washington, D.C., on April 2, 2025.
 

How Trump's tariffs have impacted American lives, pocketbooks

From bourbon-less cocktails to Brazilian coffee, Trump's tariffs stirred tensions among U.S. friends, foes. Is relief coming via $2,000 rebate checks?

LOS ANGELES - AUGUST 31: Michael Khatchadourina (L), 7, tries to open his piggy bank as he and his sister Krysta, 9, make a donation for victims of Hurricane Katrina at a daylong disaster relief collection event held by The American Red Cross, The Los Angeles Dodgers, The Walt Disney Co. and KABC at Dodger Stadium August 31, 2005 in Los Angeles. Katrina left hundreds feared dead and thousands homeless in Louisiana, Mississippi, Alabama and Florida. (Photo by Ann Johansson/Getty Images)
 

Newborns will get 'Trump accounts' in 2026. But get ready for a tax headache.

Babies will start getting their $1,000 Trump accounts in 2026, but contributors may only get a big tax headache, experts said. Here's why.

Consumer Financial Protection Bureau (CFPB) workers rally on the day of a hearing on March 3, 2025 in a case on the Trump administration's mass firings of CFPB workers, outside the U.S. District Court in Washington, D.C.
 

Consumer finance watchdog agency must be funded, judge says

A federal judge has rejected a claim by the Trump administration that it is barred from funding a consumer watchdog agency.

Traders work on the floor of the New York stock Exchange (NYSE) during a shortened trading day before the Christmas holiday on December 24, 2025 in New York City.
 

Is the stock market open or closed on New Year's Eve 2025? What to know

Here's what you need to know about whether U.S. stock markets will be open or closed on New Year's Eve this year.

A photo illustration shows tax forms as the period to file returns or extensions with the IRS approaches.
 

Don't ring in the new year until you've made these tax-savings moves

There's less than 48 hours left in 2025. Make them count with these expiring tax-savings moves to help you start 2026 with money in your pocket.

Social Security cards.
 

Is Social Security going bankrupt? What every worker needs to know.

The program is facing some serious financial challenges in the coming year.

The 2026 Nissan Sentra.
 

These five affordable brand-new cars all start under $25,000

Average new car prices reached new highs in 2025. Still, some automakers were able to offer incredible new car deals despite rising prices.

What's one way to feel happier? Go on a trip. According to G Adventures' recently released Happiness List 2026, 89% of Americans agree that purpose-driven travel contributes to their long-term happiness, offering a sense of wonder along with a chance to decompress and find connection. Here are 10 travel experiences that G Adventures' travelers said made them feel happiest.    Panama's San Blas Islands are perfect for unplugging in exchange for enjoying turquoise waters and white sand. Travelers can stay in Indigenous-owned accommodations, including traditional huts, and explore the archipelago on boat trips.
 

These 10 trips made travelers happiest, according to a new survey

A new G Adventures survey reveals why purpose-driven trips make travelers happier, and which 10 experiences deliver the biggest joy boost.

USA TODAY
 

Download USA TODAY's app to get to the heart of news

Our app gives you award-winning coverage, crosswords, audio storytelling, eNewspaper and more.

 

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Tuesday, 30 December 2025

How to stretch the 4% rule

Also: Trump's DEI campaign marches on ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌  ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ 
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The Daily Money

ALL THE MONEY NEWS YOU NEED TO KNOW

Tue Dec 30 2025

 

Daniel de Visé Personal Finance Reporter

Good morning! It's Daniel de Visé with your Daily Money.

The 4% rule of retirement puts you on an austere budget in your leisure years. Even if you save a million dollars, the 4% formula allows you to spend only $40,000 of your money in the first year. 

Trump administration's DEI probes continue

The Trump administration is investigating diversity initiatives at major companies under the False Claims Act, a federal law the Department of Justice invokes against contractors that defraud the government. Targeted companies include Alphabet's Google and Verizon Communications.

📰 More stories you shouldn't miss ðŸ“°

5 Social Security changes for 2026
Tips for surviving 'gray divorce'
When political viewpoints clash at work
All about the Child Tax Credit for 2025
7 auto market trends for 2026

📰 A great read ðŸ“°

And here's a popular story from earlier this year that you may have missed. Read it! Share it!

Anyone, in theory, can attain the American dream. But at what price?

It now costs $5 million over a lifetime to fund eight key components of the American dream, according to a recent analysis from Investopedia

Daniel de Visé covers personal finance for USA TODAY. The Daily Money breaks down complex consumer and financial news. Subscribe here.

Illustration of a man putting money into several piggy banks for retirement.

Investment researchers have been playing around with the 4% rule, looking for ways that retirees can safely spend more on every retirement dollar.

University of Louisville students holding a rally to protect diversity, equity, and inclusion (DEI) on their campus in March 2024.
 

DEI fraud? Trump administration launches investigations

The Justice Department is investigating DEI initiatives at major companies under a federal law usually used to recover funds lost to fraud.

Is the American dream attainable? The dream is still alive for many people.
 

Here's what it costs to live the American dream today

Inflation has dimmed the American dream, Investopedia reports: Those lofty aspirations will now cost $5 million over a lifetime.

Social Security cards.
 

New year, new rules: 5 Social Security changes for 2026

Get ready to see how Social Security is evolving in the new year.

Photo Illustration of problems in a relationship. An older woman and an older man are sitting at home on August 13, 2024 in Berlin, Germany.
 

How to organize your finances after a 'gray divorce'

Gray divorce can bring liberation. It can also deliver financial ruin.

In today's polarized world, you'll undoubtedly work alongside people with opposing political or social views.
 

When political viewpoints clash in the office

Opposing views can feel uncomfortable or even offensive. Discomfort is not the same as mistreatment and not a reason to avoid working with someone.

Are you eligible for the Child Tax Credit this year?
 

How much could you get back for the Child Tax Credit?

The Child Tax Credit and the Additional Child Tax Credit can be a helpful moneysaver for parents and guardians.

A row of new trucks at a dealership.
 

What car buyers should expect in 2026

Car shoppers face high prices, shifting EV incentives, rising rates and a changing 2026 auto market. Here are the key trends buyers should know.

What's one way to feel happier? Go on a trip. According to G Adventures' recently released Happiness List 2026, 89% of Americans agree that purpose-driven travel contributes to their long-term happiness, offering a sense of wonder along with a chance to decompress and find connection. Here are 10 travel experiences that G Adventures' travelers said made them feel happiest.    Panama's San Blas Islands are perfect for unplugging in exchange for enjoying turquoise waters and white sand. Travelers can stay in Indigenous-owned accommodations, including traditional huts, and explore the archipelago on boat trips.
 

These 10 trips made travelers happiest, according to a new survey

A new G Adventures survey reveals why purpose-driven trips make travelers happier, and which 10 experiences deliver the biggest joy boost.

USA TODAY
 

Download USA TODAY's app to get to the heart of news

Our app gives you award-winning coverage, crosswords, audio storytelling, eNewspaper and more.

 

Sign up for the news you want

Exclusive newsletters are part of your subscription, don't miss out! We're always working to add benefits for subscribers like you.

SEE ALL NEWSLETTERS 

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