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Monday, 18 August 2025

When scam texts turn out to be real

06:41

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Also: Au revoir to these cars ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌  ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ 
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The Daily Money

ALL THE MONEY NEWS YOU NEED TO KNOW

Mon Aug 18 2025

 

Daniel de Visé Personal Finance Reporter

Good morning! It's Daniel de Visé with your Daily Money.

Americans' inboxes face a daily deluge of unwanted spam. (Not including this newsletter, of course.)

Ashley, 47, kept getting texts from someone claiming to be the toll roads administrator in California. It looked phony, so she deleted them. Only later did she figure out the messages were real .

Some car models are going away

It's getting harder to find new sedans.

The Chevrolet Malibu, Subaru Legacy and Volvo S90 are among a handful of vehicles that won't return for the 2026 model year. Their departure comes as automakers adjust their portfolios to meet shifting demands among U.S. drivers.

Here's a roundup of models that are hitting the end of the road in 2025.

Why are so many workers cashing out 401(k)s?

A 401(k) retirement account is supposed to be hands-off. It's not your money, in theory, but savings for the future you.  And yet, when Americans leave jobs, one-third of them cash out their 401(k) accounts. 

That's called 401(k) "leakage," and it costs workers untold billions of dollars in lost retirement savings. Why is it happening?

📰 More stories you shouldn't miss 📰

Why some hospitals charge a lot more than others
Will America dodge a recession?
How to plan for funeral costs
Shein, Temu prices projected to spike
Social Security COLA projection rises

About The Daily Money

Each weekday, The Daily Money  delivers the best consumer and financial news from USA TODAY, breaking down complex events, providing the TLDR version, and explaining how everything from Fed rate changes to bankruptcies impacts you.

Daniel de Visé covers personal finance for USA Today.

Being cautious about scam texts is smart but can also backfire if you're not careful.

Everyone from the FBI to the FTC has advised ignoring spam texts. What happens when they turn out to be real?

A 2021 Audi A4.
 

See which car models are being discontinued by 2026

The Chevrolet Malibu and Subaru Legacy are two of a handful of popular car models that won't make it to model year 2026.

One-third of workers cash out 401(k) plans when they leave jobs, Vanguard estimates.
 

An alarming number of workers cash out 401(k) plans. Here's why.

A 401(k) retirement account is supposed to be hands-off. Why do so many workers cash them out when they leave jobs?

File photo: Dr. Ivan Mazzorana and his team prepares the room for Carolyn Biss' therapy. Lehigh Regional Medical Center has launched Electroconvulsive therapy as part of its mental health treatment program, making the 88-bed health center the only Lee County medical facility to offer such care.
 

Why some hospitals charge 9 times more than others

A new report shows how much prices for the same medical service can vary at different hospitals and surgery centers.

U.S. President Donald Trump speaks next to Federal Reserve Chair Jerome Powell during a tour of the Federal Reserve Board building, which is currently undergoing renovations, in Washington, D.C., U.S., July 24, 2025. REUTERS/Kent Nishimura
 

Will the US dodge a recession? Economist weighs in on Trump policies

Economy will grow more slowly, inflation will move higher in Trump's term amid his tariff, immigration, budget plans. But U.S. should dodge recession

How much does a funeral cost? Here's what financial experts say.
 

How to plan for funeral costs, according to financial experts

Planning a funeral can be difficult enough emotionally without factoring in financial matters. Experts talk funeral costs.

Shein and Temu logos are seen in this illustration taken August 22, 2024.
 

Shein, Temu expected to raise prices due to loophole closing this month

President Donald Trump signed an executive order that ends the de minimis trade loophole. How will that affect customers?

A calculator sitting on the corner of a Social Security card on top of a financial statement.
 

2026 Social Security COLA prediction rises to 2.7% as inflation looms

The official COLA is still two months away, but July's inflation data has led multiple experts to the same prediction.

The Internal Revenue Service has received about 4.9% fewer tax returns during the first three weeks of tax season than it did last year. A long list of reasons could be causing delays.
 

Why the 2026 tax filing season might start 3 weeks late

Buzz has begun about whether the IRS will delay its 2026 tax filing kickoff. IRS says it will announce the timing of "opening in the regular course."

USA TODAY
 

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