December's a good time to go job hunting, utilities might not be as safe as investors think . . .

Having trouble viewing this email? | View it in your browser December 12 December 12     FOLLOW US      NEWS SPORTS LIFE MONEY TECH TRAVEL OPINION WEATHER USATODAY.COM   MONEY   Personal Finance   5 things job seekers spend too much time worrying about     "No employer is going to hire you just because you have a beautifully laid-out resume."     Read Story     Personal Finance           Wealth gap widens between whites, minorities The wealth of white households was 13 times greater than that of black households in 2013, a Pew study found.     Personal Finance           Looking For a Job? Look here Some 9.1 million Americans are still seeking jobs, according to the U.S. Bureau of Labor Statistics, which reports that, with the economy improving, many industries currently have hundreds of thousands of openings.     Personal Finance           Is December the best time of year to get hired? Before putting your job search on hold until the new year rolls around, you may want to consider this.   Advertisement   columnist           Utilities: It takes a litter They're top dogs now, but you need more than utilities in retirement.     Personal Finance           Utilities stocks may not be so cute after all } America's Markets Utilities are the fluffy puppies of the stock market. But no matter how sweet utilities stocks are, you need to be careful when you buy them, or you could get bitten.     Personal Finance           The fast-forward way to pay off your student loans Seven in 10 college students today graduate with student loan debt, according to a new study.     Personal Finance           Americans' wealth slips as stock values fall Household wealth declined 0.2% in the third quarter to $81.3 trillion, the Federal Reserve says.     Personal Finance           Hidden mutual fund fees are stealing your money Mutual funds may be immensely popular among individual investors, but they are also highly inefficient, said Dr. Kenneth Kim, author of 'Mutual Funds Exposed.' Kim added that mutual funds suffer from tax inefficiency, hidden costs and high fees.     Personal Finance           USA TODAY College 2014 holiday gift guide: DIY gifts Holiday shopping isn't always easy on a college budget. Our gift guide is here to help.     The Day In Pictures Gallery Environmental activistsat the Climate Change Conference COP20 in Lima, Peru on Dec. 12,dress ascaricatures of world leaders. From left: Australia's Prime Minister Tony Abbott, China's President Xi Jinping, Canada's Prime Minister Stephen Harper, Russ     Popular Stories Dow caps off brutal week with 315-point drop 2 shot at Portland high school Sierra Leone cancels Christmas amid Ebola fight     SPONSORED LINKS   To forward this e-mail to a friend, click here You are currently subscribed to this newsletter with the address: biznewsweb@gmail.com. To UNSUBSCRIBE, please click here. Manage Subscriptions | Help | Advertise | Home Delivery Privacy Policy - Your California Privacy Rights © 2014 USA TODAY, a division of Gannett Satellite Information Network, Inc. 7950 Jones Branch Drive, McLean, VA 22108