ALL THE MONEY NEWS YOU NEED TO KNOW | | | | | | Daniel de Visé | Personal Finance Reporter
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Good morning! It's Daniel de Visé with your Daily Money. |
Tara Bruckner has already started her holiday shopping, buying a few things for her two kids and her mom. |
More consumers are starting their shopping early this year, Betty Lin-Fisher reports. But they are still on edge about rising costs and balancing their budgets, a new study has found. |
Will interest-rate cuts juice the economy? |
Traditionally, big Fed interest rate cuts and equity prices hovering near all-time highs are ominous signs for the U.S. stock market. |
Republicans and Democrats agree: Retirement math is scary |
A new survey from a global investment firm recently uncovered a rare point on which Republicans and Democrats seem to agree: America faces a retirement savings crisis. |
Only about half of American households have retirement savings accounts. The Social Security program may soon run short of funds, and those benefits were never meant to cover the full costs of retirement. |
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Each weekday, The Daily Money delivers the best consumer and financial news from USA TODAY, breaking down complex events, providing the TLDR version, and explaining how everything from Fed rate changes to bankruptcies impacts you. |
Daniel de Visé covers personal finance for USA Today. | | | | The effects of inflation have holiday shoppers on edge this buying season, a Gartner study says. | | | | The Fed's interest rate cuts should continue to fuel the stock market as long as the economy avoids recession, experts say. But stocks are overvalued. | | | | A survey asked voters if they think there is a retirement savings crisis in this country. The responses transcend party lines. | | | | Once you know how the government calculates Social Security, it's easy to spot ways to maximize your checks. | | | | Some risk is necessary to retire comfortably, but you can take steps to reduce your risk of loss without hampering your money's growth. | | | | Combined with the increasingly competitive and complex college landscape and soaring costs, many families seek private college coaching. | | | | Cars 'flew' off lots during the pandemic. Now, loan terms are 'sickening,' though new cars are still selling. | | | | Lower borrowing costs will benefit the entire housing market, not just those applying for a mortgage right now. | | | | Renewing your passport has never been easier, but it's not for everybody. | | | | Our app gives you award-winning coverage, crosswords, audio storytelling, eNewspaper and more. | | | | | | | Sign up for the news you want | Exclusive newsletters are part of your subscription, don't miss out! We're always working to add benefits for subscribers like you. | | | | | | |
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