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The Daily Money

ALL THE MONEY NEWS YOU NEED TO KNOW

Mon Jan 5 2026

 

Betty Lin-Fisher Consumer reporter

@blinfisher

Good morning and Happy first-day-back-to-work-after-the-holiday-break for many of you. This is Betty Lin-Fisher with today's edition of The Daily Money, catching you up on some stories from USA TODAY.

I'm going to keep things short and sweet today since you may be slogging through a full inbox if you had some time off!

Did you buy beef from 2014 to 2019? If so, you may be eligible for a payment in a class-action lawsuit.

Beef in grocery store

Beef is prepared for a customer in a grocery store on July 22, 2025 in Miami, Florida.

Joe Raedle/Getty Images

What is national consumption tax?

Have you ever heard of national consumption tax? Here is how it differs from income tax.

📰 Consumer stories you shouldn't miss 📰

Hawaii's new tax on cruises has temporarily been blocked.
If you invested in Costco 10 years ago, here's how much you would have made.
Could health savings accounts replace Obamacare subsidies?
Are you filing a tax return for the first time in 2026?
Want bottomless pancakes from IHOP?

🍔 Today's Menu 🍔

Chick-fil-A is celebrating 80 years in business with free food sweepstakes and new drinks, starting today.

Betty Lin-Fisher is a consumer reporter for USA TODAY. Reach her at blinfisher@USATODAY.com or follow her on X, Facebook or Instagram @blinfisher and @blinfisher.bsky.social on Bluesky. Sign up for our free The Daily Money newsletter, which breaks down complex consumer and financial news. Subscribe here.

Australian beef products on display for sale at a supermarket in Sydney on April 3, 2025.

The settlements are part of an antitrust class action lawsuit alleging the companies stopped competing against each other, increasing beef prices.

Waiting on a 2020 tax return to be processed? If your tax returns from 2020 still has not been processed, the IRS said you should still file your 2021 tax returns by the April due date or request an extension to file.
 

What's national consumption tax? How it differs from income tax.

Consumption tax, the category that includes sales tax, can impact your wallet.

People fish near the Norwegian Spirit cruise ship, moored at Kahului Harbor in Maui during a tourism visit, on October 06, 2023 in Kahului, Hawaii.
 

Court blocks Hawaii's 'Green Fee' one day before it takes effect

A federal appeals court blocked Hawaii's new tax on cruises the day before it was meant to go into effect.

Costco store.
 

If you'd invested in Costco 10 years ago, here's what it'd be worth

The stock has been a rewarding investment, but it currently trades at an expensive valuation.

Sep 17, 2025; Washington, DC, USA; Sen. Bill Cassidy (R-La.) has proposed funding up to $1,500 in health savings accounts for eligible Affordable Care Act enrollees. Mandatory Credit: Josh Morgan-USA TODAY
 

Health savings accounts: Will HSAs replace Obamacare subsidies?

Health savings accounts are popular among U.S. workers. Will these accounts take on larger role in how U.S. consumers pay for and get health care?

Rep. Ed Diehl, R-Stayton, writes how many signatures were submitted in a form at the Oregon Secretary of StateÕs office on Friday, Dec. 12, 2025, in Salem, Ore.
 

What to know now if filing a tax return for the first time in 2026

For those filing for the first time, tax season often sparks anxiety, which can lead to procrastination, but experts say it's best to start early.

IHOP in San Angelo.
 

IHOP announces Bottomless Pancake deal launching Jan. 5

The all-you-can eat pancake deal starts Monday, Jan 5 and runs through March, according to the breakfast chain.

EMBARGOED FOR USE UNTIL 8 A.M. ON MONDAY, JAN. 5. – Frosted Sodas and Floats blend soda and other beverages with Icedream for creamy treats.
 

Chick-fil-A got its start 80 years ago. Here's its 2026 plans.

It was 80 years ago when Chick-fil-A founder Truett Cathy started the restaurant business that would become the popular chicken chain.

A Chick-fil-A chicken sandwich, nuggets, waffle fries and a lemonade.
 

Chick-fil-A celebrates 80 years of history

Chick-fil-A's roots go back 80 years to when founder Truett Cathy and his brother Ben opened The Dwarf Grill in 1946 in Atlanta.

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