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| Good morning, Daily Money friends, it's Nathan welcoming you to a new week! |
| 🗳️ Who among you makes personal finance decisions based on Twitter polls? |
| If you do, you're not that different from the world's richest person, Elon Musk. |
| He put up a Twitter poll on Saturday asking whether he should sell off 10% of his Tesla stock. Users said yes. |
| He says he'll do it. And now Tesla shares are down. |
| 💰 The Daily Money is USA TODAY's Monday-through-Friday-morning roundup of all things personal finance, business and tech. If this email was forwarded to you or if you found it online, you can subscribe for free here! |
| On to our ... |
| 💡 INSIGHT OF THE DAY: The "phantom costs" of homeownership make it a much less financially enticing move than people believe, according to Ramit Sethi, a personal finance expert and author of the blog I Will Teach You to Be Rich . What kind of costs are we talking about? They include maintenance expenses, mortgage interest, property taxes, the time spent managing the property and the opportunity cost of plunging money into your home instead of investing it. But here's the kicker: Sethi plans to buy a home anyway. |
| 📰 And here are more stories you won't want to miss: |
| 1. Is your state's economy nearing or topping its pre-pandemic level of activity or lagging behind? See where your state ranks. |
| 2. The U.S. ban on foreign travelers ends today: Vaccinated tourists from dozens of countries can come here now. |
| 3. Did your credit score take a hit recently? Then don't refinance your mortgage right now. |
| 4. Would you report a coworker for violating your employer's vaccine mandate? More than half of workers say they would consider it. |
| 5. Brace yourself if you're in the market for a new vehicle: Some shoppers are paying more than sticker price. |
| 🤞 I'm just hoping my car can hold out a little bit longer. |
| --@NathanBomey |
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