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Friday, 16 May 2025

Hate credit card surcharges?

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Plus: Can young people afford a home? ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌  ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ 
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The Daily Money

ALL THE MONEY NEWS YOU NEED TO KNOW

Fri May 16 2025

 

Betty Lin-Fisher Consumer reporter

@blinfisher

Good morning and Happy Friday! This is Betty Lin-Fisher with Friday's consumer-focused edition of The Daily Money.

We've all been there: you're ready to pay your bill at a restaurant or checkout at a store. Then the clerk says: "It'll cost 3% more if you use your credit card. Is that OK?" If you're like me, I only carry an "emergency" $20 bill with me, so that usually doesn't cut it.

So I grit my teeth and go forward with the transaction while grumbling to myself about the surcharge.

I'm not alone.

In two separate surveys, a large majority of people faced the same transaction fee to use their credit card and were ticked off that they were being "nickel and dimed" for something that used to be a cost the business paid.

Many people also use credit cards to rack up cash rewards or other perks.

This begged the question: are rewards credit cards worth it if you have to pay a surcharge at the register? Also, make sure to read about a surprising debit card rule you may not know about in my story.

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Jason Reed, REUTERS

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The average age of first-time home buyers rose to an all-time high of 38 last year, reports my colleague, Rachel Barber. That reality has young people feeling jealous. More than six in 10 Gen Z and millennial non-homeowners said they're envious of peers who have bought houses, according to a new BMO survey.

Should travelers turn off Face ID at border crossings?

Rising reports of U.S. Customs and Border Protection searches and detainments have raised concerns among travelers about what could happen if they're stopped when trying to enter the country.

My colleague, Kathleen Wong, outlines travelers' rights at the border and offers tips, including whether you should turn off Face ID at border crossings.

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About The Daily Money

Each weekday, The Daily Money delivers the best consumer and financial news from USA TODAY, breaking down complex events, providing the TLDR version, and explaining how everything from Fed rate changes to bankruptcies impacts you.

A credit card is used on a payment terminal at a shop near Nantes, France, in this illustration picture taken November 6, 2023.

Are you losing out on credit card rewards if you get charged a surcharge fee?

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Relatively high interest rates, persistent inflation, and higher housing costs have created a "perfect storm" of confusion for first-time buyers.

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Wholesale cost drop signals tariff-based consumer price rises ahead

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Walmart warns higher prices are coming soon due to tariffs

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Dick's Sporting Goods is acquiring Foot Locker for $2.4 billion

Foot Locker owns Kids Foot Locker, Champs Sports, WSS, and atmos, and has 2,400 stores in 20 countries, including North America, Europe, and Asia.

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The full retirement age for Social Security – the age in which you get 100% of the program's benefits – has risen over recent years.

No Room
 

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