Monday, 13 October 2025

Do you really need that new smartphone?

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The Daily Money

ALL THE MONEY NEWS YOU NEED TO KNOW

Mon Oct 13 2025

Daniel de Visé | Personal Finance Reporter

Good morning! It's Daniel de Visé with your Daily Money.

Breathless cellphone ads might suggest that every American consumer rushes out to grab a brand-new smartphone every year, even if the old one worked just fine.

A new survey tells a different story.

Will you face a Medicare surcharge?

Medicare enrollment for 2026 opens on October 15. Do you know what you earned two years ago?

Your 2024 income will determine if you'll pay the Medicare surcharge next year.

Women drink beer, too

I'll leave you with this: Meet the women who are breaking into the boys club of beer.

📰 More stories you shouldn't miss 📰

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•	New federal income tax brackets for 2026
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•	Here are the top-searched Halloween costumes

Daniel de Visé covers personal finance for USA TODAY. The Daily Money breaks down complex consumer and financial news. Subscribe here.

Here's how long Americans hold on to their phones

Americans are holding on to their smartphones longer, surveys suggest.

Ads suggest consumers rush out to buy a new smartphone every year. A new survey tells a different story.

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Tipper Gore, center, takes time to sign a card while on a visit to Swett's Restaurant in Nashville to talk to seniors about Medicare on July 31, 1996.

Medicare surcharge or no surcharge? Your 2024 income will decide

The number of people paying Medicare surcharges continues to rise. Will you have to pay next year? For answers, check your 2024 income.

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Angela Harris, a quality assurance manager, and Caitlyn Moss, a quality assurance technician, at Terrapin Brew Company's beer lab cheers in Athens, Georgia, Oct. 9, 2025.

Think beer is still a boys' club? Think again.

Some women working in beer say they have to work harder to make their voices heard, but say the industry is changing for the better.

READ MORE

The community gathers June 13 to help celebrate the new-look Walmart store in Macedon, New York.

What's open, closed on Columbus Day and Indigenous Peoples' Day?

Monday, Oct. 13 marks both Columbus Day and Indigenous Peoples' Day in 2025. Here's what to know about what will be open and closed on the day.

READ MORE

FILE PHOTO: A broker is seen under the board of the DAX (German stock market index) at Frankfurt's stock exchange September 10, 2001./File Photo

Trump's China tariff threat rattles markets

Wall Street investors were rattled Friday after Donald Trump threatened a "massive increase" in tariffs on Chinese imports amid rare earths dispute.

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A 1040 tax form is pictured, the 2025 tax deadline is set to be on April 15, 2025.

IRS releases federal income tax brackets for 2026

The new IRS tax brackets move deductions up in the wake of President Donald Trump's "One, Big, Beautiful Bill."

READ MORE

Additionally, the new Model Y leverages a 5% higher rated range than previous models, but still operates with the same battery.

How do American EVs stack up against models in Europe and China?

Automakers like Tesla, BYD and Volkswagen are competing for consumers in the growing global transportation market. Each region brings its own approach.

READ MORE