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Wednesday, 1 October 2025

What to expect in a shutdown

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Here's a rundown, from Social Security to student loans ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌  ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ 
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The Daily Money

ALL THE MONEY NEWS YOU NEED TO KNOW

Wed Oct 1 2025

 

Daniel de Visé Personal Finance Reporter

Good morning! It's Daniel de Visé with your Daily Money.

Our federal government is shut down . Congress stands at an impasse over funding, with Democrats and Republicans feuding over health care cuts. Neither side seems ready to budge.

What, exactly, does a shutdown mean for people outside the Beltway? Here's a series of explainers, grouped by topic:

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New York state, California and Texas are home to eight of the 10 wealthiest suburbs in America, according to a new ranking drawn from Census data. 

No two suburbs are alike, but the cities near the top of this ranking share some features in common.

About The Daily Money

Each weekday, The Daily Money  delivers the best consumer and financial news from USA TODAY, breaking down complex events, providing the TLDR version, and explaining how everything from Fed rate changes to bankruptcies impacts you.

Daniel de Visé covers personal finance for USA Today.

United States Postal Service (USPS) workers load mail into delivery trucks outside a post office in Royal Oak, Michigan, U.S. August 22, 2020.

A government shutdown could begin on Oct. 1. Will it affect USPS mail services?

School teacher Kelly Elizabeth Belt fills out paperwork to payback her student loan while trying to navigate policies under the current administration of U.S. President Donald Trump, in Provo, Utah, U.S. May 30, 2025. REUTERS/Jim Urquhart
 

How a government shutdown could affect your student loans

If the government shuts down, millions of student loan borrowers may be affected, but individual impact will vary.

Social Security benefits are mandated by law to continue being paid even in a government shutdown.
 

What happens to Social Security in a government shutdown?

Social Security does get funding from the government but isn't impacted the same way as other federal services during a shutdown.

U.S. Capitol dome, hours before a partial government shutdown is set to take effect on Capitol Hill in Washington, D.C. on Sept. 30, 2025.
 

Can federal workers file for unemployment during a shutdown?

Federal workers placed on a mandatory furlough and in a non-pay status can file for unemployment benefits. Not so for 'essential' workers.

ATLANTA, GEORGIA - JUNE 28: Travelers wait in a security checkpoint line at Hartsfield-Jackson Atlanta International Airport on June 28, 2024 in Atlanta, Georgia.
 

What a government shutdown means for airports, flights

A partial government shutdown is looming, and travelers may be wondering what that means for their upcoming flights.

Financial advisor Gayle Jendzejec
 

How catch-up 401(k) contributions will change for some in 2026

Some older Americans will see a change in how they can make 401(k) catch-up contributions next year. Is there a catch?

Pet care costs are rising as veterinary care becomes more sophisticated.
 

Rising pet costs force owners to choose between debt and care

Several recent reports point to a sobering conclusion: Maybe pets are only for the rich.

Mechanics work on cars at a garage in San Diego, California April 17, 2014.
 

Why car repairs are more expensive in 2025 — and it's not just tariffs

The price of car repairs is reaching record highs. Here's why drivers can expect to pay more to get their vehicles fixed today.

The exterior of the historic Harwood Building at Boniface Circle in downtown Scarsdale, built in 1928.
 

Here are the 10 wealthiest suburbs in America

New York State, California and Texas are home to eight of the 10 wealthiest U.S. suburbs, according to a new ranking.

USA TODAY
 

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