ALL THE MONEY NEWS YOU NEED TO KNOW     |              |                             |      |         Daniel de Visé |   Personal Finance Reporter  
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 Good morning! It's Daniel de Visé with your Daily Money.     |               
 A penny shortage challenges American retailers    |               
 Tariffs and your holiday spending    |               
 📰 More stories you shouldn't miss 📰    |               
 Daniel de Visé covers personal finance for USA TODAY. The Daily Money breaks down complex consumer and financial news. Subscribe here.       |          |                           President Trump argues his sweeping tariffs will bring jobs back to the United States. The businesses challenging the tariffs say they're doing more harm than good.     |            |                                                           Penny shortages have begun to hit some stores across the U.S. The latest to be affected: McDonald's.     |            |              |          |                                           A Lending Tree analysis came up with an estimate if current tariffs were in place during the 2024 holiday season.     |            |              |          |                                           It's not clear when millions of families will get November SNAP benefits, even after judges ruled the government needs to make partial payments.     |            |              |          |                                           The time change gives you an extra hour. These financial fixes should take less time than that.     |            |              |          |                                           A Southwest plane and a medical helicopter had a "close call" on Oct. 29.     |            |              |          |                                           You may be saving more in an easy-to-contribute retirement savings vehicle, but you're giving up a great deal of flexibility.     |            |              |          |                                           How do you determine if a car is too old to buy? Here's what a study says about vehicle longevity and how to calculate a car's lifespan on average.     |            |              |          |                                           Because Congress hasn't extended pandemic-era subsidies that made ACA plans inexpensive, health insurance cost will spike for millions of Americans     |            |              |          |                                           Our app gives you award-winning coverage, crosswords, audio storytelling, eNewspaper and more.     |            |              |          |          |                                                   Sign up for the news you want     |             Exclusive newsletters are part of your subscription, don't miss out! We're always working to add benefits for subscribers like you.     |            |              |          |                  |            |   
  
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